Terms & Conditions
Last Updated: January 1, 2024
Welcome to Jan and George Limited Liability Company. By accessing our website, using our services, or communicating with us, you agree to be bound by these Terms & Conditions. Please read them carefully.
1. Acceptance of Terms
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree to these terms, you may not use our services.
2. Services Overview
Jan and George Limited Liability Company provides business lending and financial services, including but not limited to working capital loans, equipment financing, revenue-based financing, commercial real estate financing, business expansion funding, and financial restructuring solutions.
All financing is subject to credit approval and underwriting review. Terms, rates, and availability vary based on creditworthiness, business profile, and other factors determined during the application process.
3. Eligibility
To apply for our services, you must:
- Be at least 18 years of age
- Have legal authority to enter into binding contracts on behalf of your business
- Provide accurate and complete information during the application process
- Operate a legitimate business entity in good standing
4. Application Process
When you submit a financing application, you represent and warrant that:
- All information provided is true, accurate, and complete
- You are authorized to submit the application on behalf of the business entity
- You consent to our review of credit reports, financial statements, and other relevant information
- You understand that submission of an application does not guarantee approval or funding
We reserve the right to request additional documentation or information at any stage of the application or underwriting process.
5. Loan Terms and Repayment
Specific terms for approved financing—including loan amount, interest rate, repayment schedule, fees, and other conditions—will be provided in a separate loan agreement or promissory note. You are responsible for reviewing and understanding all terms before accepting any financing offer.
Failure to make payments as agreed may result in default, additional fees, collection activities, and negative impact to your business credit profile.
6. SMS Terms & Conditions
If you opt in to receive text messages from Jan and George Limited Liability Company, the following SMS terms apply:
Program Description: Our SMS program provides subscribers with marketing and promotional messages about our financial products, services, special offers, updates, and business financing information. Messages may be sent using an automated telephone dialing system (ATDS).
Frequency: Message frequency varies depending on your account activity and our promotional schedule. You may receive up to 4 messages per month.
Cost: Message and data rates may apply. Please consult your mobile carrier for details on your plan.
Opt-Out: You can cancel the SMS service at any time by replying STOP to any message you receive from us. After you send the STOP message, we will send you a confirmation text that you have been unsubscribed. You will no longer receive messages from us.
Help: For assistance, reply HELP to any message or contact us at jan@janandgeorgelimitedliabilitycompany.com.
Not a Condition: Consent to receive marketing SMS messages is NOT a condition of purchase or required to use our financing services. You may apply for and receive our services without opting in to text messages.
Supported Carriers: Our SMS program is supported by major U.S. carriers. Message delivery may vary depending on carrier and location.
Privacy: We respect your privacy. We will not share your mobile phone number with third parties for marketing purposes. See our Privacy Policy for more details on how we handle your information.
7. Use of Website
You agree to use our website only for lawful purposes. You may not:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to our systems or networks
- Transmit viruses, malware, or other harmful code
- Engage in any activity that interferes with or disrupts the website
- Collect or harvest information about other users
- Impersonate any person or entity or misrepresent your affiliation
8. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Jan and George Limited Liability Company or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.
9. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. Your use of third-party websites is at your own risk.
10. Disclaimers and Limitation of Liability
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by law, Jan and George Limited Liability Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.
11. Indemnification
You agree to indemnify, defend, and hold harmless Jan and George Limited Liability Company, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our services, your violation of these Terms & Conditions, or your violation of any rights of another party.
12. Governing Law and Dispute Resolution
These Terms & Conditions are governed by the laws of the State of New York, without regard to its conflict of laws principles. Any disputes arising under or related to these terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in New York.
13. Modifications to Terms
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective upon posting to this page with an updated "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the modified terms.
14. Severability
If any provision of these Terms & Conditions is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
15. Entire Agreement
These Terms & Conditions, together with our Privacy Policy and any loan agreements you enter into with us, constitute the entire agreement between you and Jan and George Limited Liability Company regarding your use of our website and services.
16. Contact Information
If you have any questions about these Terms & Conditions, please contact us:
Jan and George Limited Liability Company
17 Madison St
Sag Harbor, NY 11963
Email: jan@janandgeorgelimitedliabilitycompany.com
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.