Privacy Policy
Last Updated: January 1, 2024
Jan and George Limited Liability Company ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website, engage our services, or communicate with us.
Information We Collect
Information You Provide
We collect information you voluntarily provide when you:
- Submit inquiries through our contact forms
- Apply for financing products or services
- Communicate with us via email or other channels
- Subscribe to updates or marketing communications
This information may include your name, business name, email address, business information, financial details relevant to lending decisions, and any other information you choose to provide.
Information Automatically Collected
When you visit our website, we may automatically collect certain information about your device and browsing actions, including:
- IP address and geographic location
- Browser type and version
- Pages viewed and time spent on our site
- Referring website or source
How We Use Your Information
We use the information we collect to:
- Evaluate and process financing applications
- Communicate with you about our products and services
- Respond to your inquiries and provide customer support
- Improve our website and service offerings
- Comply with legal obligations and enforce our agreements
- Send marketing communications (with your consent where required)
- Detect, prevent, and address fraud or security issues
SMS & Text Message Communications
If you opt in to receive text messages from Jan and George Limited Liability Company, the following terms apply:
Consent: By providing your mobile phone number and opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from us, including information about our financial products, services, offers, and updates. Messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month. Actual frequency depends on your account activity and our promotional calendar.
Rates: Message and data rates may apply based on your mobile carrier's plan. Please consult your carrier for details.
Opt-Out: You can opt out at any time by replying STOP to any text message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
Help: Reply HELP to any message for assistance, or contact us at jan@janandgeorgelimitedliabilitycompany.com.
Consent Not Required: Consent to receive marketing text messages is NOT a condition of purchase or use of our services. You may still apply for and receive financing without opting in to text messages.
Privacy: We will not share your mobile number or text message opt-in data with third parties for their marketing purposes. For full details on how we handle your information, please review this Privacy Policy and our Terms & Conditions.
Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:
Service Providers
We may share information with trusted third-party service providers who assist us in operating our business, conducting lending activities, or servicing you, provided those parties agree to keep this information confidential.
Legal Requirements
We may disclose your information when required by law, court order, or other legal process, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
Business Transfers
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
Mobile Information Will Not Be Shared
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access and receive a copy of your personal information
- The right to correct inaccurate or incomplete information
- The right to request deletion of your information (subject to legal obligations)
- The right to opt out of marketing communications
- The right to opt out of SMS/text messages by replying STOP
To exercise these rights, please contact us at jan@janandgeorgelimitedliabilitycompany.com.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your experience, analyze site usage, and assist in our marketing efforts. You can control cookies through your browser settings, though disabling cookies may affect website functionality.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete that information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
Jan and George Limited Liability Company
17 Madison St
Sag Harbor, NY 11963
Email: jan@janandgeorgelimitedliabilitycompany.com