Our Story

Founded in the historic maritime community of Sag Harbor, New York, Jan and George Limited Liability Company was established on a simple principle: business lending should be direct, transparent, and aligned with your success.

Our roots in this coastal enclave—where precision navigation has been essential for centuries—inform our approach to every financing relationship. We chart clear courses through complex capital needs, providing the resources businesses require without unnecessary complexity or hidden terms.

As direct lenders, we control the entire process from initial consultation to final funding. No brokers, no middlemen, no surprises. Just straightforward capital solutions delivered with professionalism and integrity.

Our Approach

Every business has unique capital requirements, growth trajectories, and operational realities. We don't believe in one-size-fits-all financing—we believe in understanding your specific situation and structuring solutions accordingly.

Our process begins with listening. We take time to understand your business model, cash flow patterns, growth objectives, and challenges. This foundation allows us to design financing structures that work with your business, not against it.

From working capital loans to equipment financing and revenue-based solutions, every product we offer can be tailored to your timeline, repayment capacity, and strategic goals. The result: capital that propels your business forward, delivered through relationships built on trust and mutual success.

Our Values

Precision

Like navigators charting a course, we bring exacting attention to every financing structure. Clear terms, accurate projections, and solutions calibrated to your specific needs.

Transparency

No hidden fees, no buried clauses, no surprises. We present all terms upfront and maintain open communication throughout our partnership.

Partnership

Your success is our success. We structure financing that aligns with your growth trajectory and remain available as your business evolves.

Responsiveness

Business opportunities don't wait. Our streamlined decision-making and direct structure enable us to move at the speed your business requires.

Integrity

We operate with the highest ethical standards. Fair practices, honest communication, and respect for every business we serve.

Expertise

Years of experience across industries and business cycles inform our counsel. We bring deep knowledge to every financing conversation.

Why Direct Lending Matters

As direct lenders, we fund your business from our own capital. This fundamental difference creates significant advantages for our clients:

Speed: No waiting for third-party approvals or committee reviews. Decisions are made directly and efficiently.

Flexibility: We can structure creative solutions and adjust terms to fit your specific situation—something brokers and rigid institutional lenders cannot offer.

Accountability: You work with the same team from inquiry to funding and throughout the life of your financing. No handoffs, no confusion.

Cost Efficiency: Without broker fees and intermediary markups, more of your capital goes to work for your business.

This direct relationship also means we're invested in your success. When your business thrives, our partnership thrives.

Ready to Work Together?

Let's discuss how our direct lending approach can support your business objectives. Reach out today for a straightforward conversation about your capital needs.

Contact Us